By Jing Jian Xiao
This moment version of the authoritative source summarizes the nation of shopper finance study throughout disciplines for specialist findings on—and options for enhancing—consumers’ fiscal well-being. New and revised chapters supply present learn insights into commonly used suggestions (retirement saving, financial ruin, marriage and finance) in addition to the newest findings in rising parts, together with healthcare expenses, on-line buying, monetary remedy, and the neuroscience at the back of shopper habit. The increased assurance additionally reports financial demanding situations of various populations comparable to ethnic teams, formative years, older adults, and marketers, reflecting the ubiquity of financial concerns and issues. Underlying all chapters is the expanding value of economic literacy education and different large-scale interventions in an period of monetary transition.
Among the subjects covered:
- Consumer monetary strength and well-being.
- Advancing monetary literacy schooling utilizing a framework for evaluation.
- Financial training: defining an rising box.
- Consumer finance of low-income families.
- Financial parenting: selling monetary self-reliance of younger consumers.
- Financial sustainability and private finance education.
Accessibly written for researchers and practitioners, this moment version of the HandbookofConsumerFinanceResearch will curiosity execs interested by bettering shoppers’ monetary competence. It additionally makes a useful textual content for graduate and complex undergraduate classes in economics, family members and client reviews, and comparable fields.
Read or Download Handbook of Consumer Finance Research PDF
Similar social policy books
This publication offers a brand new computational method of fixing large-scale Auerbach-Kotlikoff Overlapping Generations (OLG) versions in a complementarity structure. in contrast to with built-in resolution tools, the proposed decomposition set of rules enables the answer of multi-regional and multi-sectoral OLG types that express a lot of heterogeneous shoppers and a number of household-specific results.
As John Bellamy Foster writes in his foreword to the current publication, “István Mészáros is likely one of the maximum philosophers that the old materialist culture has but produced. His paintings stands virtually by myself at the present time within the intensity of its research of Marx’s idea of alienation, the structural challenge of capital, the loss of life of Soviet-style post-revolutionary societies, and the required stipulations of the transition to socialism.
This e-book examines a few very important debates within the philosophy of drugs, together with 'what is disorder? ', and the jobs and viability of suggestions of causation, in scientific drugs and epidemiology.
- Ruling Myanmar: From Cyclone Nargis to National Elections
- Understanding Power : the Indispensable Chomsky
- China's Reforms At 30: Challenges and Prospects (Series on Contemporary China)
- Assembling Policy: Transantiago, Human Devices, and the Dream of a World-Class Society
Additional resources for Handbook of Consumer Finance Research
Cordell, D. M. (2001). RiskPACK: How to evaluate risk tolerance. Journal of Financial Planning, 14(6), 36–40. Corter, J. -J. (2005). Do investment risk tolerance attitudes predict portfolio risk? Journal of Business and Psychology, 20(3), 369–381. DellaVigna, S. (2009). Psychology and economics: Evidence from the field. Journal of Economic Literature, 47(2), 315–372. Dixon, M. , Hayes, L. , Rehfeldt, R. , & Ebbs, R. E. (1998). A possible adjusting procedure for studying outcomes of risk-taking.
0866). Institute of Social and Economic Research, Osaka University. , & Reyniers, D. (2008). Financial capability: A behavioural economics perspective. Financial Services Authority. Consumer Research Report 69. , Proctor, B. , & Smith, J. C. (2013). Income, poverty, and health insurance coverage in the United States: 2012. S. Census Bureau, Current Population Reports (pp. 60–245). S. Government Printing Office. , & Xiao, J. J. (2011). The financial management behavior scale: Development and validation.
Xiao, J. J. (2006). Financial fitness quiz findings: Strengths, weaknesses, and disconnects. Journal of Extension, 44(1), 1RIB5. Plagnol, A. C. (2011). Financial satisfaction over the life course: The influence of assets and liabilities. Journal of Economic Psychology, 32(1), 45–64. Prochaska, J. M. (2000). A transtheoretical model for assessing organizational change: A study of family service agencies’ movement to time limited therapy. Families in Society, 80(1), 76–84. Prochaska, J. O. (1979).