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By W. E. Baugh (auth.)

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Norman Longmate, The Workhouse (Temple Smith, 1974). David C. ), An Introduction to the Study of Social Administration (Routledge & Kegan Paul, 1965), ch. 2 by Joan L. M. Eyden. T. H. Marshall, Social Policy, 5th edn (Hutchinson, 1985). Robert Pinker, Social Theory and Social Policy (Heinemann, 1971). Robert Roberts, The Classic Slum, 3rd impression (Manchester University Press, 1978). Michael E. Rose, The Relief of Poverty, 1834-1914, 2nd edn (Macmillan, 1986). Pat Thane, The Foundations of the Welfare State (Longman, 1982).

One of the conditions of contracting out of the State scheme is that an occupational scheme must guarantee a minimum pension. Under the 1990 Social Security Act an Ombudsman is to be appointed to deal with complaints against occupational pension schemes. But personal pensions depend on the investment yields and administrative costs of the scheme. However, there is a 2 per cent special incentive paid by the DSS into personal pension schemes on behalf of most personal pension holders which will continue until 5 April 1993.

Gilbert, Evolution of National Insurance in Great Britain (Michael Joseph, 1966). The Origins of Social Security 25 Brian Inglis, Poverty and the Industrial Revolution (Hodder & Stoughton, 1971 ). Norman Longmate, The Workhouse (Temple Smith, 1974). David C. ), An Introduction to the Study of Social Administration (Routledge & Kegan Paul, 1965), ch. 2 by Joan L. M. Eyden. T. H. Marshall, Social Policy, 5th edn (Hutchinson, 1985). Robert Pinker, Social Theory and Social Policy (Heinemann, 1971).

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